TD Bank Financial Group

Financial services companies of Canada

Headquartered in Toronto, Canada, with 74,000 employees in offices around the world, The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group (TDBFG). TD Bank Financial Group offers a full range of financial products and services to approximately 17 million customers worldwide through five key business lines:

• Canadian Personal and Business Banking including TD Canada Trust
• Wealth Management including TD Waterhouse and an investment in TD Ameritrade
• Insurance TD Insurance
• Wholesale Banking including TD Securities
• U.S. Personal and Commercial Banking including TD Bank and TD Banknorth

As of October 31, 2008, TD Bank Financial Group had CDN $563 billion in assets. TD Bank Financial Group also ranks among the world’s leading on-line financial services firms, with more than 5.5 million on-line customers. The Toronto-Dominion Bank trades on the Toronto and New York stock exchanges under the symbol “TD”.

The Toronto-Dominion Bank is a chartered bank subject to the provisions of the Bank Act (Canada). It was formed on February 1, 1955 through the amalgamation of The Bank of Toronto, chartered in 1855, and The Dominion Bank, chartered in 1869.

TD Canada Trust is TD Bank Financial Group’s customer-focused personal and small business banking business. Serving more than 11 million customers nationally, TD Canada Trust provides a full range of financial products and services through its retail branch network, telephone, Internet banking, and ‘TD Green Machine’ automated banking machines.

TD Commercial Banking, together with Agriculture Services and Merchant Services, serves the unique needs of large and small Canadian businesses by offering a broad range of customized products and services to help business owners meet their financial goals. Business banking needs can be handled over the telephone, via the Internet or at any TD Canada Trust branch. Experienced Business Bankers are also available to provide one-on-one service and advice.

Globally TD Waterhouse provides investors and financial advisors with a broad range of brokerage, mutual fund, banking and other consumer financial products on an integrated basis. In Canada, TD Waterhouse consists of:

• TD Waterhouse Discount Brokerage which gives clients access to the information, tools and support that empower them to invest for themselves with confidence.
• TD Waterhouse Private Client Services, including TD Waterhouse Private Investment Advice, a full-service brokerage for investors who want a high level of tailored advice and solutions from an experienced Investment Advisor; and TD Waterhouse Private Investment Counsel, which provides discretionary wealth management for high net worth clients
• TD Waterhouse Financial Planning allows clients to work with a professional Financial Planner to develop and implement an investment strategy and long-term financial plan.

In the U.S., TD Ameritrade provides a full spectrum of services for U.S. individual investors including an active trader program, long-term investor solutions, a national branch system, as well as relationships with one of the largest networks of independent registered investment advisors.

TD Asset Management Inc. (”TDAM”), a member of TD Bank Financial Group and part of the TD Wealth Management group of companies, is one of Canada’s largest asset managers. As of November 30, 2008, TDAM managed approximately $46.7 billion CDN in retail mutual funds on behalf of more than 1.4 million investors. In total, TDAM and its affiliates manage approximately $167 billion CDN for mutual funds, pension funds, corporations, institutions, endowments, foundations and high net worth individuals.

TD Insurance is a part of TD Bank Financial Group. The wide range of TD Insurance products help our customers protect themselves from the ‘accidents of life’ including credit protection, life, health, travel, home and auto insurance. With more than three million customers, TD Insurance products and services are available through a network of more than 1,000 TD Canada Trust branches, the Internet and telephone. The TD Insurance brand is the number one provider of critical illness insurance and direct life and health premium origination in Canada. And its home and auto business is the largest direct-response home and auto insurer in the country.

As a leading corporate and investment bank, TD Securities provides a wide range of capital market products and services to corporations, governments and institutions. Our clients choose us for our knowledge, innovation and experience in the following key areas of finance: investment, corporate and government banking, capital markets, interest rate, currency and derivative products.

TD Securities works with clients around the world, and our services include the underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs.

Following TD Bank Financial Group’s acquisition of Commerce Bancorp Inc. on March 31, 2008, TD Banknorth and Commerce Bank merged on May 31, 2008, and will be known as TD Bank, America’s Most Convenient Bank. Conversion of retail locations to TD Bank is expected to be completed in 2009. Today TD Banknorth and TD Bank, both trade names of TD Bank, N.A., provide a full range of financial services at nearly 1,100 convenient locations from Maine to Florida.

Canada Business Directory @ January 17, 2009